Making a Will is the only way to ensure that your wishes are carried out after your death.  If you have not got a Will you should make one without delay. A Will is essential to allow you to appoint your executors, trustees, guardians, and beneficiaries and should be carefully reviewed at least every 3 years.  

Those in the following categories have particular essential needs for a Will:

* all married people
* all retired people
* all families with children under 18
* families containing stepchildren; one in 8 of all families in the UK
* unmarried couples; over 23% of all couples living together. Two-thirds of all married couples have lived    together for more than 2 years before marrying.
* all divorced and separated people; one third of all marriages end in divorce.
* single parents; over 40% of UK births are to unmarried mothers.

If you have made a Will at some time in the past, you need a new Will if:

* you have since remarried
* changes in your situation have occurred: for example, deaths, births, marriages, divorces, or inheritance    affecting people named in your Will.
* several years have elapsed since you made your last Will